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A tailored underwriting approach

Every risk is different, and we underwrite each one on a facultative basis. We trust you understand your client’s business and consider each presentation on its own merits. Brokers can expect a fast turnaround, with our specialists always on hand for technical advice – and personal reassurance.

Our Combined Facility caters for high risk trades covering Contracting, Recycling, Motor Trade, Rope Access, Manufacturing, Haulage and Cleaning occupations. We can accommodate risks of all size and will consider unusual or multiple trade occupations.

Target trades

Scaffolding Scaffolding Allied Trades Allied Trades
Roofing Roofing Rope access Rope Access
Cladding Cladding Motor Trade Motor Trade
Builders Builders Recycle & Skip Hire Recycle & Skip Hire
Scrap Metal Scrap Metal Vehicle Breakers Vehicle Breakers
Recycle Centres Recycle Centres

Policy limits

  • Employers’ Liability £10,000,000 / €13,000,000
  • Products Liability up to £5,000,000 / €6,500,000
  • Products Liability up to £5,000,000 / €6,500,000
  • Sales & Service Indemnity up to £5,000,000 / €6,500,000
  • Contract Works up to £/€5,000,000
  • Owned Plant up to £/€2,500,000 - £/€1,000,000 any one item
  • Hired in Plant up to £/€2,500,000 - £/€1,000,000 any one item
  • Employees Tools up to £/€25,000
  • Commercial Legal Expenses £/€100,000


Key features

  • 'A' rated security on liability/CAR
  • 400+ trades
  • Per capita and wages & turnover quotes available
  • High hazard trades considered
  • Unlimited height available
  • Cover for heat available

In-house Claims

Brokers value our in-house claims handling service for our swift and efficient attention throughout all stages of the claims cycle. A dedicated handler manages each file to ensure complete continuity and understanding from notification to settlement.

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